The Urushya Way
Urushya is a Sanskrit word meaning, a desire to protect. This desire to protect our investors’ funds is the leading theme for our AIF.
Governance
We prioritize transparency, accountability and fair treatment of investors by ensuring proper risk management, mitigation of all conflicts of interest and disclosure of all information, to ensure maximum returns and protection of investor interest, for every AIF offered by us. This includes, but is not limited to:
- Establishment of an independent Advisory Board
- Well defined investment strategy
- Strong risk management system
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Regular
and timely disclosure of fund performance, portfolio holdings, and key investment decisions
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Compliance
with regulatory reporting requirements
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Conflict of interest
policy
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Whistle blowing
policy
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Adherence to all applicable
laws, regulations, and industry codes of conduct
Risk Management
Safety of money will be top priority for which charge on cash flow, charge on hard security, pledge of shares, personal guarantee of promoters / directors, etc shall be insisted.
Founder
The philosophy of the founder and business operator have to align with ours
Tenor
Tenor of two to four years to eliminate long term risk
Cash Flow
Will lend only against visible cash flows which can cover repayment of principal and interest. The loan should be able to be repaid, even if the company does not grow
Monitoring
Monthly and quarterly diligence of achievement of targets as per business plan. Will eliminate any surprises
Partners
Bharat Credit Opportunities Fund I
To be the leading performing credit fund and to transform the landscape of MSME financing by offering flexible debt solutions to drive innovation and sustainable growth in the Indian economy, while emphasizing on the security and strong stewardship of assets deployed by us and delivering high returns for our investors.
Bharat Credit Opportunities F1Our Funds
FAQ's
These FAQs aim to address some common questions regarding the AIF. If you cannot find the answer to your question here, please feel free to contact us
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