We aim to fuel the make in India story by providing bespoke credit facilities to cash flow positive, growth oriented companies
The Urushya Way
Urushya is a Sanskrit word meaning, a desire to protect. This desire to protect our investors’ funds is the leading theme for our AIF.
Vision
To be a trusted leader in fund management, emphasizing on the security and strong stewardship of assets deployed by us and delivering high returns for our investors, while creating a positive impact on the Indian economy and building an organisation that recognizes the dignity and value of each stakeholder.
Governance
We prioritize transparency, accountability and fair treatment of investors by ensuring proper risk management, mitigation of all conflicts of interest and disclosure of all information, to ensure maximum returns and protection of investor interest, for every AIF offered by us. This includes, but is not limited to:
Establishment of an
independent Advisory Board
Well
defined investment strategy
Strong risk
management system
Regular
and timely disclosure of fund performance, portfolio holdings, and key investment decisions
Compliance
with regulatory reporting requirements
Conflict of interest
policy
Whistle blowing
policy
Adherence to all applicable
laws, regulations, and industry codes of conduct
Risk Management
Safety
of money will be top priority for which charge on cash flow, charge on hard
security, pledge of shares, personal guarantee of promoters / directors, etc
shall be insisted.
Founder
The philosophy of the founder and business
operator have to align with ours
Tenor
Tenor of two to four years to eliminate long
term risk
Cash Flow
Will lend only against visible cash flows which can cover repayment of principal and interest. The loan should be able to be repaid, even if the company does not grow
Monitoring
Monthly and quarterly diligence of achievement of targets as per business plan. Will eliminate any surprises
Our AIF
Name of AIF
Bharat Credit Opportunities
Trust
Category
Category
II Alternative Investment Funds
SEBI
Registration No.
IN/AIF2/23-24/1481
Name
of Investment Manager
Urushya
Wealth Management LLP
Name
of the Sponsor
Urushya
Wealth Management LLP
Name
of Scheme
Bharat
Credit Opportunities Fund – I
Service Providers
Trustee
Orbis Trusteeship
Services Private Limited
A company
incorporated under Companies Act, 2013 and has been appointed as Trustee of our
Fund.
Audit
JHS
& Associates LLP
It is a Mumbai based
audit and advisory firm having 8 offices across the country. They have provided
services to reputed clients like Tata, Edelweiss etc.
RTA / Custodian
Orbis Financial
Corporation Limited
Orbis is nationally
recognized as a leading player in Financial Services Industry, providing
Securities Services since 2009.
Merchant Banker
Resurgent India Limited
A SEBI registered Category
I Merchant Bank. It is an ISO 9001:2008certified company.
Bharat
Credit Opportunities Fund - I
To be the leading performing credit fund and to
transform the landscape of MSME financing by offering flexible debt solutions
to drive innovation and sustainable growth in the Indian economy, while
emphasizing on the security and strong stewardship of assets deployed by us and
delivering high returns for our investors.